Equipment leasing :

Equipment leasing : the simple solution for furthering your development

Are you a craftsperson, merchant, freelancer or VSE looking to finance your professional equipment? By opting for equipment leasing, you invest right away while preserving your cash flow. This modular solution’s multiple combinations will allow you to find the package best suited to your activity and your tax situation.

THE BENEFITS OF EQUIPMENT LEASING

Possibility of fully financing the equipment inclusive of VAT

No advance VAT payment (1)

Modular term and initial payment

Lease payments are tax-deductible(2)

OUR SERVICES

Insurance for death, total and irreversible loss of autonomy and incapacity for work

Covers the person responsible in case of death, permanent invalidity or temporary incapacity(3)

Equipment breakdown insurance

Equipment breakdown insurance

Covers damages caused to machines and attachments (destruction, theft or attempted theft)(4)

After-sales service package

Integrates all everyday management acts into your contract(5)

Insurance for death, total and irreversible loss of autonomy and incapacity for work

Covers the person responsible in case of death, permanent invalidity or temporary incapacity(3)

Equipment breakdown insurance

Equipment breakdown insurance

Covers damages caused to machines and attachments (destruction, theft or attempted theft)(4)

After-sales service package

Integrates all everyday management acts into your contract(5)

<span>OUR</span> EXPERTISE

OUR EXPERTISE

Our equipment leasing experts draw on their extensive, on-the-ground knowledge of your business and your equipment.

 

 

Our teams will help you find the best investment solution while allowing you to hold on to your cash. For the duration of your contract, you benefit from personalized support to further your development.

(1) BPCE Lease pays the VAT on the equipment to the supplier. The customer pays and reclaims the VAT on their lease payments.
(2) In accordance with the French tax legislation in force for financing that is exclusively professional.
(3) Insurance covering death, total and irreversible loss of autonomy, and incapacity for work is provided via a contract with BPCE Vie, a company governed by the French Insurance Code.
(4) The equipment breakdown insurance is provided via a contract with MMA IARD, a company governed by the French Insurance Code.
(5) See contractual conditions.

To find out more about the insurance schemes, refer to the precontractual information documents. For leases with an increased health risk, refer to the “Aeras” convention website.

 

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