Leasing with purchase option

Leasing with purchase option Choose your boat and let us take care of its financing

Do you dream of owning a sailing or motor boat? The leasing with purchase option solution lets you individually acquire a new pleasure boat in exchange for lease payments. The LTO solution comes with a unilateral promise to sell at the term of the lease. Available for purchases starting from €30,000, this highly competitive financing solution is more advantageous than payment in cash.

THE BENEFITS OF LEASING WITH PURCHASE OPTION

Partial exemption of VAT on rental payments (1)

Transferable financing, thus facilitating the resale

Hold on to - and grow - your savings

The information needed to set up the financing package remains confidential

OUR SERVICES

Personalized support

Personalized support

Personalized, optimal financing arrangement in line with your personal situation

Insurance for death and total and irreversible loss of autonomy

Covers the risk of death and total and irreversible loss of autonomy (2)

Insurance for death, total and irreversible loss of autonomy and incapacity for work

Complete your protection with coverage of your rental payments in case of any interruption in your professional activity (2)

Personalized support

Personalized support

Personalized, optimal financing arrangement in line with your personal situation

Insurance for death and total and irreversible loss of autonomy

Covers the risk of death and total and irreversible loss of autonomy (2)

Insurance for death, total and irreversible loss of autonomy and incapacity for work

Complete your protection with coverage of your rental payments in case of any interruption in your professional activity (2)

<span>Our</span> expertise

Our expertise

Benefiting from extensive experience in the boat financing market, our BPCE Lease experts will support you every step of the way to secure your project’s financing: establishing a personalized package in line with your needs and your situation, providing support with the contractualization process, ensuring the coverage of additional equipment in your LTO rent, studying the possible transfer of your agreement mid-term, etc.

(1) 50% VAT exemption on lease payments subject to certain conditions, in accordance with the French tax legislation in force.
(2) Insurance covering death, total and irreversible loss of autonomy, and incapacity for work is provided via a contract with BPCE Vie, a company governed by the French Insurance Code.

To find out more about the insurance schemes, refer to the precontractual information documents. For leases with an increased health risk, refer to the “Aeras” convention website.

 

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